Financial Aid

Complete the FAFSA

By completing the Free Application for Federal Aid (FAFSA) you're applying for federal grants, federal student loans and federal work-study. Follow the steps below to complete the FAFSA.

1. Create your (and parent if required) username and password at studentaid.gov. This should be done minimum 3 days prior to completing the FAFSA
2. Use Bay de Noc Community College school code 002240 when applying
3. Individuals and families may file starting October 1 of the year prior to starting fall semester
4. Complete the Bay College Admissions Application
5. If you have change to your income, adjustments may be available. Reach out to the Financial Aid Office for begin this conversation.

Free Application for Federal Student Aid

Michigan Reconnect Navigators are available to help students complete the Free Application for Federal Student Aid. Students can meet with a Navigator during open office hours every Tuesday from noon to 2:00 p.m. or every Thursday, from 5:00 to 7:00 p.m. They will be happy to provide FAFSA help or answer questions about the college-going process.

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Application Deadlines

Fall 2023, Winter 2024 and Summer 2024

• Free FAFSA Application: 2023-2024 FAFSA
• FAFSA Application Opens: October 1, 2022
• Income Information Needed to Complete FAFSA: 2021
• FAFSA Application Deadline: June 30, 2024

Fall 2024, Winter 2025 and Summer 2025

• Free FAFSA Application: 2024-2025 FAFSA
• FAFSA Application Opens: December 31, 2023 
• Income Information Needed to Complete FAFSA: 2022
• FAFSA Application Deadline: June 30, 2025

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Eligibility Requirements

To be eligible for Federal and State of Michigan financial aid programs you must:

• Be a U.S. citizen or eligible non-citizen with a valid social security number
• Have a high school diploma or GED certificate, or have completed home schooling
• Not be in default on a federal student loan or owe a refund on a federal student grant
• Be enrolled or accepted for enrollment in an eligible program of study, pursuing a degree, certificate, or other recognized credential
• Make satisfactory academic progress toward completing your degree or certificate
• Not have been convicted of possessing or selling illegal drugs while receiving federal student aid
• If you are a male and over the age of 18, be registered with the Selective Service
• Have been a continuous resident of Michigan for 12 months to be considered for State of Michigan programs

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Alternative Loans

Alternative and private loans are applied for by students and/or parents and are designed to supplement federal student aid. You should always exhaust your federal aid possibilities, including the Federal Direct Loans, before applying for alternative loans. It is very likely that the lenders will even have you affirm that you have done this before you can continue their application process.

To apply for federal loans, you must first complete the Free Application for Federal Student Aid (FAFSA). Bay College also works with ScholarNet to help you borrow an alternative student loan.

Free Application for Federal Student Aid

Private Lending for Higher Education

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Frequently Asked Questions

It shall be the policy of the Bay de Noc Community College Board of Trustees to assure the provisions of equal opportunity and equal access in educational acts. These provisions apply in all areas of employment, student services, and instructional programs. Discrimination because of any legally protected status, which includes but is not limited to, race, color, religion, creed, gender, national origin, political affiliation, age, height, weight, disability, marital or veteran status is prohibited.